Pensions
Here to help
Emma Norman is the Pension Manager for BTP. She has also taken some responsibility for promoting financial wellbeing within BTP. Since the inception of her role, she has put in place various ways you can engage with pensions, depending on your communication preferences. Please note that some of the links are only accessible from BTP devices.
We have handed this page over to Emma, and she has provided a collection of information we hope you will find useful.
Pension FAQs
No. And once you reach state retirement, you won’t pay national insurance on your earnings from work either.
The pension and lifetime savings association has commissioned independent research into what income you need in retirement. Please click this link for further information Home - PLSA - Retirement Living Standards.
Saving towards retirement may not be your top priority but the sooner you start saving the better.
Money Helper has a pension calculator which will take into account state pension and any workplace pensions you have Use our pension calculator | MoneyHelper
75 years old.
Please contact Pension-Queries@btp.police.uk to find out your options.
Yes, please email Pension-Queries@btp.police.uk for further information.
If you look at your payslip and see that your pension is deducted under the 'payments' side, then yes, your pension is deducted via salary sacrifice.
If you're an officer in the BTPFSF, visit: https://www.btppensions.co.uk/register
If you're a member of the RPS, visit: https://member.railwayspensions.co.uk/register
If you're in the Royal London Pension scheme: Your employee pension hub - Royal London
Yes.
Yes, please contact Pension-Queries@btp.police.uk for further information.
Yes, please visit the wellbeing hub events section for further information Wellbeing Events & Workshops
All our employees are contractually enrolled into a pension scheme.
Please either post a question via the Viva Engage group https://engage.cloud.microsoft/main/org/btpone.onmicrosoft.com/groups/eyJfdHlwZSI6Ikdyb3VwIiwiaWQiOiIzMDMxOTcyMjQ5NyJ9 or contact Pension-Queries@btp.police.uk
Thinking about retiring?
To sign up for seminars that could offer support and guidance, please visit the wellbeing hub on the Force Intranet (Sharepoint) and scroll down to the events section for more information.
Where can you go for support in retirement?
Police Mutual
CARE Line
Respite Care
Managing debt and much more
Police Care UK
Practical Support emotional and financial
Retired Police Officers Association
Open to all retired Police Officers and Police Staff
Represent former officers and staff nationally
Foster and maintain relationships