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Could home ownership or your next move be closer than you think?

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If you're thinking about buying your first home, Police Mortgages may be able to help.


At Police Mortgages we realise that buying a property can be extremely stressful, and for many may seem unaffordable.

Saving a large deposit is without doubt very tough, but did you know there are now many low‑deposit options, with numerous lenders offering 95% LTV (5% deposit) and others at 90% LTV (10% deposit).

Some specialist schemes allow even lower deposits for eligible applicants.

Currently we are seeing major UK lenders launching products to help renters / first time buyers buy sooner, with some allowing deposits from around £5,000 for eligible buyers.

Finding the right mortgage for you can be complicated and stressful as each lender has different criteria, rates, affordability checks and property rules—so expert advice matters.

That’s where Police Mortgages are happy to help.

  • We offer FEE-FREE help and advice from enquiry to completion to serving police officers, police staff, special constables, retired officers and family members.

  • We have access to the entire lender market and competitive products, so we can compare rates, fees, and overall costs to save you time and money.

  • Our advisers are specialists who understand police income, shift work, overtime and allowances.

So, if you are looking to buy your first home or move house but feel it may be unaffordable to you at this time, give us a call as you may be surprised.

Start your homeownership journey today—whether buying your first home, moving or remortgaging, we’re here to help.

To speak to your Police Mortgages adviser just use the QR code below or click the link here.

Your home may be repossessed if you do not keep up repayments on your mortgage.