Welcome to the website for the British Transport Police Federation

Introducing Serve and Protect Police Credit Union

16 Nov, 2020

British Transport
Police Federation
Nov 16, 2020

Introducing Serve and Protect Police Credit Union

Police CU is a not-for-profit organisation which helps you to save but which is also there for those times in your career when you may need to borrow money. They are passionate about improving the financial resilience of those who serve and protect the nation - with over 33,000 members including police officers, staff, retirees and their family members.

We're going to be working with Police CU to help you better understand and manage your finances. This year has been tough for many people and recent surveys suggest money keeps one in four of us awake at night.

If this is you, keep an eye out for the helpful tips and advice we will be sharing over the months ahead. In the meantime, here's more information about Police CU:

Here to help you save, there if you need to borrow

We help our members prepare for the future, through a range of flexible saving accounts with repayments straight from their pay. To join the Credit Union every member must save a minimum of £10 per month into a Regular Saver. It is completely free to join and members can change the amount they save at any time.

As a not-for-profit financial cooperative, we are owned by and run for our members. This means that at the end of the financial year, members receive a return on their savings in the form of an annual dividend. In the last financial year (2019-20) 1% was paid on our Regular Savings account.

Police CU is also there to help its members if they ever need a loan - providing access to an ethical form of affordable credit, with loan repayments straight from their pay.

Fixed Term Loans are available to Police CU members looking to borrow between £500 and £25,000, payable over a repayment period of between 6 and 96 months. These are ideal for car purchases, home improvements, holidays and consolidating existing debt.

Key Benefits
  • 1% Dividend Paid 2019-20 Financial Year
  • Loans of up to £25,000
  • Repayments straight from your pay
  • Life Cover on savings and loans at no extra cost
  • No early repayment penalties or hidden fees
  • Not-for-profit organisation 'owned by and run for our members'

Join today for free
For more information and to become a member of Police CU, visit: www.policecu.co.uk